{"id":17503,"date":"2020-05-22T20:38:52","date_gmt":"2020-05-22T20:38:52","guid":{"rendered":"http:\/\/economiasa.com.br\/?p=17503"},"modified":"2020-05-22T20:38:52","modified_gmt":"2020-05-22T20:38:52","slug":"dicas-de-financas-para-enfrentar-a-crise","status":"publish","type":"post","link":"https:\/\/economiasa.com.br\/blog\/dicas-de-financas-para-enfrentar-a-crise\/","title":{"rendered":"Dicas de finan\u00e7as para enfrentar a crise"},"content":{"rendered":"<div><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-17504 aligncenter\" src=\"http:\/\/economiasa.com.br\/wp-content\/uploads\/2020\/05\/Dicas-de-finan\u00e7as-para-enfrentar-a-crise1.jpg\" alt=\"\" width=\"311\" height=\"162\" \/><\/div>\n<div><\/div>\n<div style=\"text-align: center;\"><i>Confira algumas dicas da Gisele Machioski, contadora, para manter as finan\u00e7as em dia neste momento de quarentena<\/i><\/div>\n<div><\/div>\n<div><\/div>\n<div>\n<div>\n<p>O fato \u00e9 que para alguns os ganhos est\u00e3o menores nesse per\u00edodo de pandemia.\u00a0N\u00e3o se desespere, mantenha a calma e confira dicas de como melhorar o fluxo financeiro nesse momento de crise:<\/p>\n<p><strong>Negocie suas d\u00edvidas<\/strong><\/p>\n<p>N\u00e3o \u00e9 momento de quitar d\u00edvidas e sim renegociar ou postergar para n\u00e3o correr o risco de ficar sem reservas para os pr\u00f3ximos meses, e o mais importante, se poss\u00edvel, n\u00e3o fa\u00e7a mais d\u00edvidas.<\/p>\n<p><strong>Analise a sua situa\u00e7\u00e3o financeira<\/strong><\/p>\n<p>\u00c9 hora de ter dom\u00ednio sobre os n\u00fameros, quanto vai ganhar, quanto vai gastar, quanto tem guardado (reserva). A partir dessa informa\u00e7\u00e3o, \u00e9 preciso decidir quais a\u00e7\u00f5es devem ser tomadas.<\/p>\n<p><strong>\u00a0<\/strong><strong>Corte ou diminua despesas n\u00e3o essenciais do or\u00e7amento<\/strong><\/p>\n<p>Enxugue o or\u00e7amento e viva alguns degraus abaixo. Reduza gastos essenciais e corte os gastos n\u00e3o essenciais. Ser\u00e1 necess\u00e1rio fazer alguns sacrif\u00edcios, mas saiba que ser\u00e1 tempor\u00e1rio e voc\u00ea viver\u00e1 bem melhor:<\/p>\n<p>\u201d <em>Por exemplo, as despesas fixas s\u00e3o: aluguel, \u00e1gua, luz e plano de sa\u00fade,\u00a0as\u00a0despesas vari\u00e1veis s\u00e3o: mercado, farm\u00e1cia e combust\u00edvel,\u00a0e as despesas n\u00e3o essenciais s\u00e3o: Gastos com lazer, restaurantes, sal\u00e3o de beleza e roupas.<\/em>\u201d Explica Gisele Machioski, contadora.<\/p>\n<p><strong>Evite comprar parcelado ou atrasar pagamentos<\/strong><\/p>\n<p>Pague as contas \u00e0 vista para evitar juros, se n\u00e3o for poss\u00edvel negociar prazos de pagamentos, antecipe recebimentos do cart\u00e3o de cr\u00e9dito ou fa\u00e7a empr\u00e9stimos de curto prazo, por\u00e9m, fique atento se as parcelas caber\u00e3o no or\u00e7amento.<\/p>\n<p><strong>Aproveite os conte\u00fados e cursos gratuitos que est\u00e3o sendo oferecidos<\/strong><\/p>\n<p>Usar o tempo para evoluir, ajudar as outras pessoas, cuidar do corpo e mente. Acompanhe pessoas que agregam valor e conhecimento;<\/p>\n<p><strong>Tenha uma\u00a0renda extra<\/strong><\/p>\n<p>\u201c<em>Se os ganhos n\u00e3o s\u00e3o suficientes para arcar com as despesas, tente uma renda extra como vender o que n\u00e3o usa mais, dar aula particular no assunto que domina, revender produtos, servi\u00e7os de freelance ou vendas on-line<\/em>.\u201d Ensina a contadora.<\/p>\n<p><strong>Busque parcerias<\/strong><\/p>\n<p>Buscar novas parcerias \u00e9 importante, at\u00e9 mesmo com concorrentes, talvez o produto que voc\u00ea n\u00e3o venda ele possa vender, e vice-versa.<\/p>\n<p>Diante a pandemia, \u00e9 necess\u00e1rio se reinventar e fazer um bom planejamento dos gastos, n\u00e3o deixe nada para a \u00faltima hora, quanto mais conseguir premeditar as a\u00e7\u00f5es, melhor ser\u00e1.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-17505 aligncenter\" src=\"http:\/\/economiasa.com.br\/wp-content\/uploads\/2020\/05\/Dicas-de-finan\u00e7as-para-enfrentar-a-crise-600x400.jpg\" alt=\"\" width=\"600\" height=\"400\" \/><\/p>\n<p><strong>Gisele Machioski<\/strong><\/p>\n<p>Contadora<\/p>\n<p>Instagram @giselemachioski<\/p>\n<p><a href=\"mailto:gisele@machioski.com.br\" target=\"_blank\" rel=\"noopener noreferrer\">gisele@machioski.com.br<\/a><\/p>\n<p><a href=\"https:\/\/www.linkedin.com\/in\/giselemachioski\" target=\"_blank\" rel=\"noopener noreferrer\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/www.linkedin.com\/in\/giselemachioski&source=gmail&ust=1590264335680000&usg=AFQjCNH4PoCTJ4_5Y8NnhMdC1hKmmW0uwQ\">https:\/\/www.linkedin.com\/in\/<wbr \/>giselemachioski<\/a><\/p>\n<p>3656-2020 e ou 9.9946 0021<\/p>\n<p>Av Jo\u00e3o Batista Lovato,\u00a0 67, sobre loja, centro, Colombo, PR.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Confira algumas dicas da Gisele Machioski, contadora, para manter as finan\u00e7as em dia neste momento de quarentena O fato \u00e9 que para&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2160],"tags":[230,189,5963,6137,6138,6135],"ppma_author":[13249],"class_list":{"0":"post-17503","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-financas","7":"tag-educacao-financeira","8":"tag-financas","9":"tag-financas-pessoais","10":"tag-gisele-machioski","11":"tag-machioski-contabilidade","12":"tag-toda-comunicacao"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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