{"id":55872,"date":"2024-11-18T01:30:31","date_gmt":"2024-11-18T04:30:31","guid":{"rendered":"https:\/\/economiasa.com.br\/blog\/?p=55872"},"modified":"2024-11-18T01:30:32","modified_gmt":"2024-11-18T04:30:32","slug":"bancos-reavaliam-credito-consignado-do-inss-em-meio-a-teto-de-juros-defasado-declara-anec","status":"publish","type":"post","link":"https:\/\/economiasa.com.br\/blog\/bancos-reavaliam-credito-consignado-do-inss-em-meio-a-teto-de-juros-defasado-declara-anec\/","title":{"rendered":"Bancos Reavaliam Cr\u00e9dito Consignado do INSS em Meio a Teto de Juros Defasado, Declara ANEC"},"content":{"rendered":"\n<p><em>ANEC<\/em><em>\u00a0<\/em><em>alerta que<\/em><em>\u00a0<\/em><em>com a falta de ajuste no teto de juros do cr\u00e9dito consignado, alertando para impactos em aposentados, pensionistas e correspondentes banc\u00e1rios, enquanto grandes bancos consideram recuar diante da baixa rentabilidade.<\/em><\/p>\n\n\n\n<p>A Associa\u00e7\u00e3o Nacional das Empresas de Cr\u00e9dito (ANEC) manifestou sua indigna\u00e7\u00e3o em rela\u00e7\u00e3o \u00e0 falta de atualiza\u00e7\u00e3o no teto de juros do cr\u00e9dito consignado do INSS, especialmente em um cen\u00e1rio de alta na taxa Selic. Segundo a entidade, o teto fixo de 1,66% ao m\u00eas est\u00e1 defasado frente \u00e0 eleva\u00e7\u00e3o da taxa b\u00e1sica de juros, comprometendo a sustentabilidade desse tipo de cr\u00e9dito essencial para milh\u00f5es de aposentados e pensionistas no Brasil.<\/p>\n\n\n\n<p>A press\u00e3o sobre a rentabilidade levou grandes bancos, como Ita\u00fa, Bradesco e Santander, a reavaliarem sua participa\u00e7\u00e3o no mercado de consignados do INSS, segundo comunicado da ANEC. A baixa rentabilidade decorrente do teto atual coloca em risco o futuro desse segmento, afetando n\u00e3o apenas as institui\u00e7\u00f5es financeiras, mas tamb\u00e9m os correspondentes banc\u00e1rios, que dependem dessa modalidade de cr\u00e9dito como fonte de renda e agora veem a viabilidade de seus neg\u00f3cios amea\u00e7ada.<\/p>\n\n\n\n<p>A ANEC faz um apelo para que o teto seja revisado e para que haja um di\u00e1logo aberto com o governo e as autoridades monet\u00e1rias. A associa\u00e7\u00e3o defende que essa mudan\u00e7a \u00e9 crucial para garantir a continuidade do cr\u00e9dito consignado, assegurando tanto a viabilidade dos correspondentes banc\u00e1rios quanto o acesso de benefici\u00e1rios a um cr\u00e9dito justo e adequado,\u00a0afirmou\u00a0o CEO\u00a0da ANEC\u00a0Lourival Rocha.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>ANEC\u00a0alerta que\u00a0com a falta de ajuste no teto de juros do cr\u00e9dito consignado, alertando para impactos em aposentados, pensionistas e correspondentes banc\u00e1rios,&#8230;<\/p>\n","protected":false},"author":34,"featured_media":55873,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12577],"tags":[],"ppma_author":[],"class_list":{"0":"post-55872","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-destaques"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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